PROFESSIONAL, TAILORED ADVICE

Leading independent mortgage brokers, at your service

RESIDENTIAL MORTGAGES
COMMERCIAL MORTGAGES
BRIDGING FINANCE
EQUITY RELEASE
PROTECTION
FRIENDLY & JARGON-FREE

Looking for personal mortgage advice? Look no further

We provide jargon-free guidance on mortgages, equity release, insurance, commercial, and bridging finance solutions – available right across the market. We always take your specific needs and circumstances into account.

All our services come with:

  • Professional and expert advice tailored to your needs

  • Flexible appointments at a time to suit you: face-to-face, telephone or video call

  • Access to a wide range of market options, including thousands of mortgage and protection products

  • Assigned case managers dedicated to handling your needs

  • Knowledgeable and professional advisors with extensive experience

  • Access to our online portal for updates on your case, and the secure transfer of information and documentation

  • Nationwide coverage for all of our services

EXPLORE OUR SERVICES

Residential and commercial mortgage services across the UK

We offer advice on a wide range of property finance solutions to individuals, households, businesses and organisations. These services are designed to meet your property financial needs, from residential to commercial.

PERSONAL MORTGAGES

Whether you are looking to buy your first home, an investment property, or to remortgage to a better rate, we give you jargon-free advice on all types of mortgages whilst taking a holistic approach to all your needs and circumstances.

COMMERCIAL MORTGAGES

Are you looking to purchase your own trading unit, or an investor looking to diversify your portfolio? Whether you are looking for a commercial owner-occupied mortgage, or a commercial investment mortgage, we can access the right finance for you.

EQUITY RELEASE

Whether you’re planning home improvements, boosting your retirement income, or looking for extra financial flexibility, equity release mortgages allow you to access funds while staying in your property.

BRIDGING LOANS

Bridging finance is a form of short-term funding that can be arranged quickly, and usually completed within 28 days. We collaborate with numerous bridging finance firms to offer solutions tailored to different situations.

INSURANCE

Insurance serves as a safety net in case things don’t go according to plan. It provides the option of a lump sum payout or regular monthly instalments to compensate for a loss of income. Our expertise lies in providing personalised guidance on various insurance products.

MEET THE TEAM

Let’s reach your goals together

Donna Speed

Director, Northdown Dahley

Mortgage & Protection Adviser

After five years gaining experience as a mortgage consultant, employed in a company focused on buy-to-let properties and a well-known corporate establishment, I had the opportunity to work with several mainstream real estate agents. This path ultimately paved the way for me to start my own brokerage firm in January 2022.

I am committed to offering clear and uncomplicated guidance across a broad spectrum of property finance solutions. I derive satisfaction from tackling complex cases and resolving them using the extensive network I’ve cultivated within the industry. My primary dedication is to aid clients in achieving their goals, whether they’re first-time homebuyers or seasoned property developers.

With over ten years of experience as a landlord myself, I understand the importance of maximising returns from investment properties. I use my specialised knowledge to navigate the challenging complexities of buy-to-let mortgages, bridging loans, and development finance markets. 

I’m a down-to-earth Yorkshire lass and enjoy keeping fit, cooking and going on adventures with my two children.

Lucy Smith

Director, Northdown Dahley

Mortgage & Protection Adviser

With over two decades of experience in the financial industry, I’ve been specialising in the mortgage market since 2002. My deep understanding of lending criteria and market trends allows me to guide clients through even the most complex situations. I pride myself on thinking outside the box – finding creative solutions when the obvious ones don’t fit.

Whether you’re a first-time buyer or navigating unique lending challenges, I’m here to help make the process clear and successful.

Outside of work, you’ll find me in the garden or cheering on my boys through countless games of cricket.

Jennie Ayling

Mortgage, Protection & Later Life

Lending Specialist

I love working with people to achieve their financial goals, with over 20 years in the  industry part of this as a bank manager on the high street, it seemed only natural to extend my experience and work on a self employed level, on a whole of market mortgage basis, This enables me to be flexible and versatile for my customers as and when they need me. 

My knowledge and experience means that I can help a broad range of customers from first time buyers to those needing later life lending. 

I specialise in equity release and all ranges of later life lending, I am also part of the Equity release council.

Outside of work I enjoy spending time with my daughter, walking our dogs and horse riding. 

REVIEWS

Don’t take our word for it, see what our clients say

Richard

Thank you for everything you’ve done for us and make this journey possible. Plus providing extra knowledge and giving more time for our case than probably any other client and sometimes just reassuring I really valued.

You’ve been fantastic and your support during entire process was another level. Above and beyond. I’m very grateful to come across your services and having this experience, I’ll be highly recommending you.

Mr Duffy

From start to finish, the process has been friendly, efficient and I have been impressed with the knowledge and information provided to me at each stage of the process.  I’d like to express my gratitude for the excellent service that I’ve received from Northdown.

Kerrie Christie

Lucy is a breath of fresh air and made the whole process of remortgaging easy. She talked us through all our options and found exactly the right product for us. Her knowledge of the market is second to none and the entire process was handled in an efficient and stress-free way. Would I recommend her? Definitely!

Ray Bricknell, Cornwall

For the past two months, Donna and her team have been my absolute superheroes.

Against all odds, they managed to get us a great mortgage using the attributes of our small business. Donna is no-nonsense and super efficient. She tells you from the outset what she believes is doable, and then she delivers.

Could not recommend more highly!

Bob Davis

Lucy Ingram was recommended to me by my sister and her husband, and I’m glad she was. As a first-time buyer, I had a lot of questions, but Lucy was always patient, responsive, and reassuring throughout the entire process. She worked hard to secure the best mortgage deal and insurance for me, and I was really pleased with the offer she found.

What truly stood out was Lucy’s dedication. A few days before completion, she got in touch to let me know that rates had dropped and offered to explore a better deal for me. She didn’t have to do that as it was no benefit to her but it really showed how much pride she takes in her work and how committed she is to her clients. I’m incredibly grateful for her support and wouldn’t hesitate to recommend Lucy to friends and family.

Linda, Medway Towns

The place to go for your mortgage! Donna, completely knows her way around this sector and will definitely find you a suitable product with the best deal. We use her for our BTL, and our family for their personal mortgages, getting better products than previously offered by other brokers.

Highly recommend Dahleys.

Christopher Horn

I’ve set up over a dozen mortgages and used many brokers over the years and encountered many frustrations during that time. Lucy Louden set up my last two mortgages and I can confidently say I will never use anyone other than Lucy to manage my mortgages going forward. Her attention to detail and tenacity to always seek out the best and most appropriate deal for me was outstanding. Nothing is ever too much trouble for Lucy. She works diligently to ensure time deadlines are always met. I rarely give glowing references but happily give this one to Lucy without any hesitation. She is a 5 star Mortgage Broker and they’re a rare commodity.

Louise Topes, Medway Towns

Donna handled the mortgage for my partner and I, for our first home. We couldn’t have asked for a better advisor and we definitely could not have done it without her.

The professionalism and knowledge she possessed made us a lot more comfortable to proceed with the purchase and overall made it a very smooth sale. Thanks again, Donna.

We’ll definitely be in touch in the future!

Christena & Victor Popa

My husband and I have been working with Lucy for nearly a year. During this time we have been treated with the upmost respect, care and overall amazing customer service. Lucy has ensured we have been kept up to date on every process, mortgage change, and overall market placement. The level of care she has shown truly shows how dedicated she is to her job. We sometimes would call her out of hours and she would always answer or call us back. We have had a wonderful experience with dealing with her, and we will be more than happy to recommend her to anyone looking for a mortgage, life insurance etc. An absolute star and we couldn’t thank her enough!

Get in touch for expert property finance advice

Donna - 07860 836204

Jennie - 07809 426806